HOW I BOTH FELL FOR IT AND DIDN’T!!! MY FIRST EXPERIENCE WITH SCAMMERS

by Alex M.

(original spelling and grammar preserved)

I still can’t believe I got caught in such a blatant scam. It all started very nicely, politely, convincingly. Some of my friends suggested I try to earn a little extra and explore the stock market. I registered, deposited a small amount, and everything looked pretty normal. The platform (luzuna.com) worked, showed some trades and profits. At first I was thrilled. Analysts were calling me, saying useful things, giving trading advice. I thought maybe I finally found a decent alternative income.

But then the REAL FUN began.

A couple of days later some new specialist (if you can even call him that) called me and said now is the perfect time to get into a major trade. A real opportunity, according to him. If I invested now, I could double my capital. I already had some trades going and about 13,000 dollars in my account. I said no, I wanted to wait for the current positions to close.

And that’s when things started falling apart.

Without my consent, without any signature, without a contract, without doing anything at all they issued a CREDIT in my name. For 7,000 dollars. I signed nothing, agreed to nothing. I just suddenly got a message saying I had allegedly agreed and now I owed money.

They called it automatic approval for trust management. Then they started demanding repayment. I was SHOCKED. Messages started pouring in. Calls. Emails. In one of the letters they wrote clearly:

if you don’t pay, we will begin collection procedures.

Plus interest, penalties, late fees. Based on what legal ground?

I asked where’s the contract, the confirmation, my approval. In response just generic nonsense. Support knew nothing, the analysts stopped replying, and access to my account became weird. I mean, sometimes it worked, sometimes not, sometimes my balance showed up, sometimes it disappeared. Total madness!!!!!!!!!!!!

When I tried to withdraw at least the profit technical problems started. Then they told me directly. No withdrawals until the debt is paid.

I repeat — the debt I NEVER agreed to.

You might ask, why not just repay it from the same account? That’s the thing. They demanded repayment in fiat. Not from the platform. I had to send them a transfer using my own funds, no other way. But how was I supposed to do that if they wouldn’t let me access my money?

I started panicking and looking for reviews. Of course lots of people were already saying this is a scam and we were naive not to see it. Thank God I came across TradeHelpBook. They were respectful, didn’t laugh at my situation. They explained everything step by step. Turns out this isn’t even a broker. It’s a typical scam scheme. They gain your trust, invent fake loans, block your account and keep demanding more.

And yes — NO REAL BROKER HAS THE RIGHT TO ISSUE YOU A LOAN WITHOUT YOUR CLEAR CONFIRMATION. That’s the rule in any regulated system.

What scares me most is that there are hundreds like me. People losing 10,000 or even 20,000 dollars. Some take real bank loans to repay these fake platform debts. Then everything disappears — the platform, the contacts, the money.

DON’T FALL FOR THIS. No matter how nice they talk, no matter how professional the website looks, no matter how pretty the graphs are. If someone starts pressuring you, offers credit, makes threats, RUN.

Thanks to the team at TraderHelpBook for helping me understand that NO, I don’t have to pay anything more. That helped me save at least part of my funds.